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The
Plan:
Buy a notebook, log
all telephone calls and make notes on each contact.
Keep a copy of all correspondence.
File a
police
report in the
jurisdiction
where you think the
theft occurred. Otherwise Financial firms will not
honor your reports or requests.
Call the three major
credit
reporting
bureaus and ask
them to place a "Fraud Alert" on your account.
(Keep a record of your calls)
Equifax:
800.525.6285
Experian:
888.397.3742
Trans Union:
800.680.7289
You are legally
entitled to one free review per year of your credit
report. You can do this on-line though you will
have to provide some sensitive information such as
your Social Security number and the amount of your
monthly mortgage payment. Here is the URL:
http://www.annualcreditreport.com
(Copy this URL and
paste it into the address box at the top of your
browser if this URL can not be accessed from your
computer).
Notify
check
verification
firms if
checks
were taken.
(Keep a record of your calls)
International Check
Service:
800.526.5380
Telecheck:
800.927.0755
Certegy Check
Services:
800.437.5120
Download the 7 page
ID Theft
Affidavit and
mail completed copies to all three bureaus and to
any merchant who has been victimized. Send a
certified return-receipt letter to each victimized
merchant and summarize each
conversation.
Call the state motor
vehicle agency, obtain a new
Driver's
License and
have a fraud report attached to your driving
record.
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Identity
Theft is
increasing